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What bankers look for before they say yes

Inside the Banker's Mind

What bankers look for before they say yes

Thursday, July 16, 2026 | 12:30 - 2:00 PM

Ever wonder what really happens after you submit a loan application? In this episode, Helen Chong sits down with two senior executives from United Business Bank for a rare inside view of how banks make lending decisions. You'll learn what makes borrowers and investment opportunities stand out, how interest rates and economic uncertainty are influencing bank lending, which commercial real estate opportunities banks want to finance, and how SBA financing really works for owner users, investors, and business owners. Come with your questions. The session closes with live Q&A with both lenders.

90 Minutes built around your questions

Helen Chong

Meet Your Host

Helen Chong, CCIM | Founder & CEO, HAYLEN Group

Helen has spent over two decades advising Bay Area homeowners, buyers, and investors — across residential, luxury, and commercial real estate. Her work centers on one belief: real estate is a tool for legacy, not just a transaction.

She hosts the HAYLEN Bay Area Market Update to bring together the experts she trusts and the audience she serves — so you can make decisions with the same depth of information her clients do.

Helen is a Certified Commercial Investment Member (CCIM) and a licensed California real estate broker.

40+

Guests Interviewed

1,200+

Viewers

3,780+ Min

of Market Updates

Frequently Asked

Yes. Every HAYLEN Bay Area Market Update is free and open to the public. Register on Zoom and you'll receive the live join link by email.

No. Every episode is recorded and published on our YouTube channel within a week. Registered attendees receive the replay link by email.

Bay Area homeowners, buyers, investors, and real estate professionals who want substantive, expert-led insights — without the sales pitch.

Yes. The final 25 minutes of each session are reserved for live Q&A. You can also submit questions ahead of time when you register.

Please do — reach out via our contact page with your idea.

No. The HAYLEN Bay Area Market Update is educational. For decisions specific to your situation, consult your CPA, attorney, lender, or financial advisor.

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